Ben Franklin and financial literacy

Past quote still relevant today

Benjamin Franklin was quoted as saying “An investment in knowledge pays the best dividends.”  Let me echo that thought and relate it to financial literacy!

The birth of

It’s been seven years since I started working as a Financial Advisor. I began with great enthusiasm about being able to advise others how to manage their finances, just as I had been well advised during the time I was the owner of two language schools in the GTA.  If you don’t know my background, I am fluent in French and Spanish, and founded two successful schools which specialized in bringing to Canada international students– from ages 8 to 80!  It was my need to save for retirement that prompted me to learn as much as I could about finances, investments and insurance, little knowing this interest would eventually lead me to a change of career.

Since I began helping others develop strategies for their own financial freedom,   I’ve discovered that there are many money personalities ranging from the knowledgeable Do it Yourself investor controlling his or her own investments, to the “ostrich” who sticks his head in the sand and just doesn’t want to know, and many others in between.

I’ve seen that financial freedom is about not so much how much we earn but how much we can keep. There are people I know who earn $200,000 a year but live paycheque to paycheque, while others earn $60,000 and are looking forward to a comfortable retirement in just a few years from now.  The key for the latter was educating themselves early on the importance of living below your means, and saving as much as you can.

There is a serious lack of financial literacy amongst Canadians

I’m not the first person to point out that our education system does nothing to promote financial education.  When Canadians pay an estimated $7,000,000,000 (seven billion dollars) a year to Mastercard and Visa, it’s obvious that large corporations benefit from this lack of financial smarts.

This is just one of the reasons I decided to volunteer in and offer a series of financial education webinars branded as  The sessions are useful for groups of any size to participate in engaging education through Lunch and Learns, Seminars and Webinars.

I want to thank Glenn Stewardson of for the inspiration to bring financial literacy to Canadian small and medium sized businesses. 

Joyful Retirement workshops

I am offering a shorter version of his Joyful Retirement workshop  Currently the other sessions are:

I’ll be continuing to provide more financial education through  Click the link below to sign up for newsletters focusing on rules and tools for financial freedom.

As always you can reach me by phone at 905-707-5220.

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